Community Terms of Use

By clicking “I Agree” below, you warrant that you have read and understand these CCA Community Terms of Use and agree to be bound by their contents. In addition by using this site and using you accept the practices described in our privacy policy.

CCA Community Terms of Use


Thank you for being a part of our online communities.  The CCA online communities are designed to encourage healthy, positive exchange of views. The guidelines below must be followed when posting. These policies have been developed to help facilitate social and professional networking and to engage all participants in meaningful dialogue.  By joining and using the communities, you warrant that you have read and will follow these rules and guidelines. You also agree to reserve discussions, shared files, and content to that best suited to the medium.

The CCA would like to be fully inclusive of our following; it is never our desire to ban individuals from our forums. However, if content violates our policy, we reserve the right to remove that content and block the offending user. The CCA does not constantly monitor this forum for inappropriate postings and does not take on editorial control of postings.  However, in the event that any inappropriate posting is brought to the CCA's attention, the CCA will take appropriate action.

CCA Community Rules:

  • Don't challenge or attack others. The discussions and comments are meant to stimulate conversation not to create contention. Let others have their say, just as you may.
  • Don't post commercial messages on any community.
  • Use caution when discussing products or services. Information posted on the communities is available for all to see, and comments are subject to libel, slander, and antitrust laws.
  • All defamatory, abusive, profane, threatening, offensive, or illegal materials are strictly prohibited. Do not post anything that you would not want the world to see or that you would not want anyone to know came from you.
  • Remember that other participants have the right to reproduce postings to this site unless you specify otherwise.
  • Post your message or documents only to the most appropriate communities. Do not spam several communities with the same message.

CCA Etiquette Guidelines:

  • Include a signature tag on all messages. Include your name, affiliation, location.
  • State concisely and clearly the topic of your comments in the subject line. This allows members to respond more appropriately to your posting and makes it easier for members to search the archives by subject.
  • Include only the relevant portions of the original message in your reply. Delete any header information, and put your response before the original posting.
  • Only send a message to the entire list when it contains information that everyone can benefit from.
  • Send messages such as "thanks for the information" or "me, too" to individuals--not to the entire list. Do this by using the "Reply to Sender" link to the left of every message.
  • Do not send administrative messages, such as remove me from the community. Instead, use the web interface to change your settings or to remove yourself from a community. If you are changing e-mail addresses, you do not need to remove yourself from the list and rejoin under your new e-mail address. Simply change your settings.

The following types of posts are subject to removal:

  • Any material that infringes the copyright or other intellectual property rights of third parties
  • Any intentionally false, inaccurate, misleading or deceptive content
  • Any discussion of topics which may violate antitrust laws (e.g., discussions involving pricing or which encourages or could facilitate an express or implied agreement regarding a boycott of another’s business or client, or other discussions which may restrict competition)
  • Grievances about suppliers or products
  • Spam, solicitations and advertisements 
  • Posts that violate the actuarial Code of Professional Conduct
  • Any material or links to material that is abusive, threatening, obscene, defamatory, profane or libelous or that is patently offensive or otherwise promotes racism, bigotry, hatred or physical harm of any kind against any group or individual, harasses or advocates harassment of another person, or exploits people in a sexual or violent manner

The CCA reserves the right to terminate access by any users who do not abide by these rules.  You agree to hold harmless, indemnify and defend the CCA, its officers, agents, and employees from and against any third-party claim arising from or in any way related to your use of the online communities, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and attorneys' fees, of every kind and nature.

The Legal Stuff

This site is provided as a service for the members of the Conference of Consulting Actuaries.  The Conference of Consulting Actuaries is not responsible for the opinions and information posted on this site by others. We disclaim all warranties with regard to information posted on this site, whether posted by the Conference of Consulting Actuaries or any third party; this disclaimer includes all implied warranties of merchantability and fitness. In no event shall the Conference of Consulting Actuaries be liable for any special, indirect, or consequential damages or any damages whatsoever resulting from loss of use, data, or profits, arising out of or in connection with the use or performance of any information posted on this site.

Do not post any defamatory, abusive, profane, threatening, offensive, or illegal materials. Do not post any information or other material protected by copyright without the permission of the copyright owner. By posting material, the posting party warrants and represents that he or she owns the copyright with respect to such material or has received permission from the copyright owner. In addition, the posting party grants the Conference of Consulting Actuaries and users of this site the nonexclusive right and license to display, copy, publish, distribute, transmit, print, and use such information or other material.

Messages should not be posted if they encourage or facilitate members to arrive at any agreement that either expressly or impliedly leads to price fixing, a boycott of another's business, or other conduct that has the purpose or effect of restricting trade. Messages that encourage or facilitate an agreement about the following subjects are inappropriate: prices, discounts, or terms or conditions of sale; salaries; profits, profit margins, or cost data; market shares, sales territories, or markets; allocation of customers or territories; or selection, rejection, or termination of customers or suppliers.

These Terms of Use constitute consent with the entire agreement between you and the CCA and governs your use of the CCA’s online communities, superseding any prior agreements between you and the CCA.  The failure of the CCA to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.  If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms of Use remain in full force and effect.

These Terms of Use will be governed by and construed in accordance with the laws of the State of Illinois without giving effect to its conflict of laws provisions or your actual state or country of residence. Any claims, legal proceeding or litigation arising in connection with the online communities will be brought solely in Chicago, Illinois, and you consent to the jurisdiction of such courts.