Community Terms of Use


Thank you for being a part of our community. To make the most of it for yourself and the other community members, please read and follow the rules below.

The Rules

This forum is designed to encourage healthy, positive exchange of views. The guidelines below must be followed when posting. These policies have been developed to help facilitate social networking and to engage all participants in meaningful dialog.

The CCA would like to be fully inclusive of our following; it is never our desire to ban individuals from our social media forums.  If content, however, violates our policy, we reserve the right to remove that content and block the offending user. The CCA does not constantly monitor this forum for inappropriate postings and does not take on any editorial control of postings.  However, in the event that any inappropriate posting is brought to the CCA's attention, the CCA will take appropriate action.

The following types of posts may be removed:

  • Any material or links to material that is abusive, threatening, obscene, defamatory, profane or libelous or that is patently offensive or otherwise promotes racism, bigotry, hatred or physical harm of any kind against any group or individual, harasses or advocates harassment of another person, or exploits people in a sexual or violent manner;
  • Any material that infringes the copyright or other intellectual property rights of third parties
  • Any intentionally false, inaccurate, misleading or deceptive content
  • Any discussion of topics which may violate antitrust laws (e.g., discussions involving pricing or which encourages or could facilitate an express or implied agreement regarding a boycott of another’s business or client, or other discussions which may restrict competition );
  • Grievances about suppliers or products.
  • Spam, solicitations and advertisements.  
  • Posts that violate the actuarial Code of Professional Conduct.

These Terms of Use constitute the entire agreement between you and the CCA and governs your use of the CCA’s online forum, superseding any prior agreements between you and the CCA.  The failure of the CCA to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.  If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of these Terms of Use remain in full force and effect. 

The CCA reserves the right to block any users who do not abide by these rules.  You agree to hold harmless, indemnify and defend the CCA, and its officers, agents, and employees from and against any third-party claim arising from or in any way related to your use of the online forum, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and attorneys' fees, of every kind and nature.

These Terms of Use will be governed by and construed in accordance with the laws of the State of Illinois without giving effect to its conflict of laws provisions or your actual state or country of residence. Any claims, legal proceeding or litigation arising in connection with the online forum will be brought solely in Chicago, Illinois, and you consent to the jurisdiction of such courts.